Add up what subscriptions really cost each month and year, and how much is wasted on services you barely use.
Result
How to use this tool
Total across all services, including annual plans divided by 12.
The percentage you barely use or could duplicate elsewhere.
12 months for the annual picture, or any other horizon.
What cancelling only the wasted share would save.
Formula & worked example
$50 a month in subscriptions is $600 over 12 months; if 30% is barely used, $180 is wasted ($15 a month) and $420 is useful spend.
Limitations — read this before you rely on it
Estimate only. It treats waste as a single percentage across all subscriptions; for an exact audit, list each subscription and mark unused ones individually.
Frequently asked questions
Add every recurring charge: streaming, music, apps, cloud storage, gym, news, software and delivery memberships, including annual plans divided by 12.
Services you rarely open, duplicate services (two music or video apps doing the same job), and forgotten free trials that converted to paid.
Not necessarily. Keep what you genuinely value; cancelling only the barely-used share is the saving this calculator shows.
Divide the annual price by 12 for the monthly figure, or enter the monthly equivalent. Annual plans can look cheaper but lock you in.
At least twice a year, and whenever a price rises or a trial ends.